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Terms of Use

Last updated: March 20, 2026

These Terms of Use ("Terms") govern your access to and use of the KeyCover mobile application and website (collectively, the "Service") operated by KeyCover ("we," "us," or "our"). By accessing or using the Service, you agree to be bound by these Terms.

1. Eligibility

To use KeyCover, you must:

  • Be at least 18 years of age
  • Hold a valid, active real estate license in at least one U.S. state or territory
  • Successfully complete our license verification process
  • Provide accurate and complete registration information

KeyCover is a licensed-agent-only platform. All accounts are subject to license verification via ARELLO or document-based review. Accounts that fail verification or are found to use fraudulent credentials will be immediately terminated.

2. Account Responsibilities

You are responsible for:

  • Maintaining the security of your account and authentication credentials
  • All activity that occurs under your account
  • Keeping your license information current — you must update KeyCover if your license status changes
  • Providing accurate information in all interactions on the platform

3. How the Service Works

Requesting Coverage

As a requesting agent, you may post showing requests specifying property address, date, time, and any relevant notes. KeyCover's matching algorithm will notify qualified covering agents in your area. You will review and approve the covering agent's rate before any payment is charged.

Covering Showings

As a covering agent, you may accept showing requests and set your own rate. Upon acceptance and rate approval, you are committing to attend the showing at the specified time. You must submit geo-tagged, timestamped proof-of-completion photos meeting our requirements (minimum 3 photos, at least 1 exterior, GPS within 200m of the property).

Matching

KeyCover uses a rotation-scored matching algorithm designed to provide fair, equitable access to opportunities for all active, verified agents. The algorithm considers factors including availability, location, and rotation scoring. KeyCover does not guarantee any specific volume of matches.

4. Payments

Fee Structure

KeyCover charges a flat $10 platform fee per confirmed showing request, paid by the requesting agent. This fee is separate from the covering agent's rate. There are no percentage-based commissions.

Escrow

When a showing is confirmed, the total amount (platform fee + covering agent's rate) is authorized via Stripe. The covering agent's fee is held in escrow until proof-of-completion photos are submitted and approved by the requesting agent.

Payment Release

Payment to the covering agent is released when:

  • The requesting agent reviews and approves the proof-of-completion photos, or
  • 48 hours pass after photo submission without the requesting agent taking action (automatic release)

Refunds

If a covering agent fails to attend a showing (no proof-of-completion photos submitted), the escrowed funds are returned to the requesting agent. Disputed showings are reviewed by KeyCover support within 24 hours.

5. Photo Proof Requirements

Proof-of-completion photos must meet the following requirements:

  • Minimum of 3 photos per showing
  • At least 1 exterior photo of the property
  • GPS metadata must place the photos within 200 meters of the property address
  • Timestamps must fall within the showing window plus a 30-minute buffer
  • Photos must not be digitally altered or manipulated

Photos that fail validation will be rejected, and payment will not be released until valid photos are submitted.

6. Ratings and Reviews

After each completed showing, both the requesting and covering agents may rate each other on a 1-5 star scale with optional comments. Ratings are based on a rolling average of the most recent 20 ratings and are visible on agent profiles. Agents with consistently low ratings or repeated no-shows may be deprioritized by the matching algorithm.

7. Dispute Resolution

If a requesting agent disputes the quality or validity of proof-of-completion photos, KeyCover support will review the dispute within 24 hours. Our review considers photo evidence, GPS data, timestamps, and any communication between the agents. KeyCover's determination is final for purposes of payment release.

8. Prohibited Conduct

You agree not to:

  • Provide false or misleading license information
  • Submit fraudulent, manipulated, or previously used proof-of-completion photos
  • Accept showing requests with no intention of attending
  • Arrange payments outside the KeyCover platform to circumvent escrow protections
  • Harass, threaten, or discriminate against other agents
  • Use the Service for any purpose other than real estate showing coverage
  • Attempt to manipulate the matching algorithm or rating system
  • Access the Service using automated means (bots, scrapers, etc.)
  • Interfere with or disrupt the Service or its infrastructure

9. Termination

We may suspend or terminate your account at any time for violation of these Terms, fraudulent activity, or conduct that harms other users or the platform. You may close your account at any time by contacting us. Outstanding payment obligations survive account closure.

10. Independent Contractors

KeyCover is a marketplace platform. Covering agents are independent contractors, not employees of KeyCover or of the requesting agent. KeyCover does not control how or when agents conduct showings beyond the requirements specified in these Terms. Each agent is responsible for their own taxes, insurance, and compliance with applicable real estate laws and regulations.

11. Limitation of Liability

KeyCover provides a marketplace connecting licensed real estate agents. To the maximum extent permitted by law:

  • KeyCover is not liable for the actions or omissions of any agent on the platform
  • KeyCover is not liable for property damage, theft, or any incidents occurring during showings
  • KeyCover's total liability to you shall not exceed the fees you have paid to KeyCover in the 12 months preceding the claim
  • KeyCover is not liable for indirect, incidental, special, consequential, or punitive damages

12. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not warrant that the Service will be uninterrupted, error-free, or secure. We do not guarantee the accuracy of license verification results, though we use commercially reasonable methods.

13. Indemnification

You agree to indemnify and hold harmless KeyCover, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorney's fees) arising from your use of the Service, violation of these Terms, or violation of any third party's rights.

14. Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to conflict of law principles. Any disputes arising from these Terms or the Service shall be resolved in the state or federal courts located in Delaware.

15. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes via push notification or email at least 30 days before they take effect. Continued use of KeyCover after changes take effect constitutes acceptance of the updated Terms.

16. Contact Us

If you have questions about these Terms, contact us at:

KeyCover
Email: legal@keycover.soreva.company

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